Roof Financing
Looking for roof financing options? Don’t let a lack of funds hold up your new roof or next exterior remodeling project! See how our financing program can help you here!
When you have the plans, the colors, and the perfect look for your next home renovation project, you don’t want to be held back by finances. A new roof is a significant investment of resources, and that is why Top Dog Home Pro provides financing options. Monthly payments are often more affordable than a large one-time purchase for something such as a roof.
Whether you’re looking to add curb appeal or possibly consider selling your home, exterior renovations can increase its value. In addition to offering high-quality roofing, siding, and window products backed by a lifetime product warranty, Top Dog Home Pro provides unique financing resources for all qualified customers.
Competitive pricing and quality service have always been our number one priority. In addition to using select vendors to give you the best price, TD Home Pro has partnered with Service Finance Company, LLC, to offer a special financing program for approved applications.
Whether you are replacing your roof, completing a new entry feature to your home, or just getting a gutter repair, we have you covered. Leaving no stone unturned, our continued mission is to help provide you with every service possible so that the home of your dreams stays on top!
Roof Financing Options:
What are your roof financing options? When it comes to home renovation loans, there are typically two options:
- A personal loan
- Home equity loans
While we are not a financial institution and we (Top Dog Home Pro) don’t lend money, we have worked with customers who have used both financing options standard to homeowners. Financing relies on factors such as your credit score, your current income levels, and other factors such as your debt-to-income ratio. With roofing materials increasing in price, more and more homeowners utilize our financing partners to help them replace their roof.
Here is a quick overview of the common roof and home renovation financing options:
Personal Loan
While there is no such thing as a “Roof Loan” or “Roof Financing,” essentially, if you need to finance a home renovation project such as roof replacement, you are taking out a personal loan. For a new roof or even roof repairs, you can apply for a personal loan with a company that lends money for renovation projects. You can also look at what options your bank or local credit union offer as well. Roof loans are personal loans that are explicitly used for your roof. Most roofing companies have access to lenders, so be sure to speak with Top Dog Home Pro to learn about the preferred lenders we can recommend.
Home Equity Loan
A home equity loan is a form of a loan in which you take out equity from your home. Oftentimes, a Home Equity Line of Credit or HELOC is the go-to option for home renovation. Unlike a home renovation loan, a HELOC can be used for whatever purpose. Like a credit card, the line is open and you can utilize the funds as needed and pay them back as needed. A home equity loan uses the equity with your home as the collateral, so keep in mind that with all financing options, risk is associated.
Home equity loan rates can vary, and you can start with your existing mortgage company, a credit union, or a local bank to learn more about HELOC options. Some homeowners who are in the process of refinancing may elect to utilize a cash-out refinance to get liquid cash for a roof or home remodel.
Get Financing with Top Dog Home Pro
The verdict is simple: You can pay for your new roof with cash, check, credit, or a personal loan. You might need roof financing if your homeowner’s insurance doesn’t cover the installation.
A “Roof Loan” is the most common form of financing for a roof. It is just a personal loan earmarked for your roof. To see if you qualify, you can apply with Service Finance Company, LLC.
Note: As a roofing contractor, we do not offer roof loans or roof financing. We simply recommend lenders. All applications are subject to the terms of that lender, and Top Dog Home Pro has no financing options offered exclusively by Top Dog Home Pro. You can find an online lender on your own or utilize the one suggested; however, we recommend you look for competitive rates and do what is best for your financial situation. We are not liable for personal loan terms, interest rates, or roof financing options. If needed by your loan service provider/bank, we can provide an estimate of new roof costs.
